justmortgagebrokers.co.uk

A deeper dive into justmortgagebrokers.co.uk

Common questions asked about justmortgagebrokers.co.uk

1. What types of mortgages do you offer?

We offer a wide range of mortgage options to suit different needs. Our services include mortgages for bad credit, employed individuals, buy to let properties, right to buy schemes, deposit unlock schemes, interest only mortgages, tier 2 visa holders, shared ownership properties, equity release, self-build projects, and mortgages for first-time buyers. We also provide bridging loans and secured loans.

2. Can I get a mortgage if I have bad credit?

Yes, we specialize in helping individuals with bad credit obtain mortgages. We have options available for those with defaults, debt management plans (DMP), county court judgments (CCJ), individual voluntary arrangements (IVA), and other credit issues. Our experienced mortgage brokers will work with you to find the best solution based on your circumstances.

3. Do you offer mortgages for self-employed individuals?

Yes, we provide mortgages for self-employed individuals, including company directors, those with one year's accounts, and those with proof of income. We also have options for self-employed individuals with irregular income, such as those on zero-hour contracts or in the construction industry (CIS mortgages).

4. What are the requirements for a buy to let mortgage?

To qualify for a buy to let mortgage, you will typically need a larger deposit compared to residential mortgages. Lenders usually require a minimum deposit of 25% of the property's value. Additionally, your rental income should cover the mortgage repayments by a certain percentage, usually around 125%. Our mortgage brokers can guide you through the process and help you find the best buy to let mortgage for your investment.

5. Do you offer mortgage calculators?

Yes, we provide various mortgage calculators on our website to help you estimate affordability and explore different mortgage options. Our calculators include self-employed mortgage calculator, bad credit mortgage calculator, right to buy mortgage calculator, interest-only mortgage calculator, buy to let mortgage calculator, equity release mortgage calculator, stamp duty mortgage calculator, and remortgage calculator. These tools can assist you in making informed decisions about your mortgage.

Some reasons to choose justmortgagebrokers.co.uk

Excellent service from start to finish

According to a review by Claire Reed, the company provided excellent service throughout the entire process. The reviewer specifically mentions Nathan Smith, who was described as fantastic and always available to assist. The communication was clear and concise, and the reviewer even received a gift box as a gesture of appreciation. This positive experience showcases the company's commitment to providing exceptional customer service.

Knowledgeable and helpful staff

In a review by SHSam HABAB, the reviewer praises Yasmin and the team at Just Mortgage Brokers for their amazing service. Yasmin's extensive knowledge of the industry was particularly helpful in finding the best deal for the reviewer's circumstances. This highlights the company's dedication to having knowledgeable staff who can provide valuable guidance to clients.

Transparent and informative

The company's 2022 Transparency Report, as mentioned on the webpage, demonstrates their commitment to transparency. This report provides valuable information to clients, allowing them to make informed decisions. By being transparent and informative, the company establishes trust with their customers and sets themselves apart from competitors.

Extensive documentation and thorough process

In a review by Vee R3, the reviewer mentions that they were requested to upload extensive documentation as part of the mortgage application process. This indicates that the company has a thorough process in place to ensure all necessary information is collected. By being meticulous in their documentation requirements, the company shows their dedication to providing a comprehensive service to their clients.

Positive recommendations from satisfied customers

The positive reviews from satisfied customers, such as Claire Reed and SHSam HABAB, serve as strong recommendations for the company. These customers had a smooth and satisfactory experience with the company, highlighting their professionalism and ability to meet customer needs. Positive recommendations from previous clients are a testament to the company's credibility and reliability.